Detailed investment consultations
Many people have the dream of owning a holiday home/rental property in France but have very little knowledge of the purchase process in France and the specific roles of all the people involved and coordinating them all: the agent, the developer, the notaire, the bank etc. Avecoeur with its bilingual staff and vast experience in real estate in France will help guide you through this process and coordinate everyone so that the stress is taken out of the purchase for you. Often people are also unsure of what type of property to buy and in what location so depending on your personal and financial goals we can clarify things for you and help you make the right decision.
Rental investment simulations
Often those that purchase in France do so with investment in mind even if they also plan to use it a lot themselves. As such, understanding the financial aspects of the investment are extremely important to help you plan your financial future which is why we provide rental investment simulations. With our experience in managing property rental portfolios we can provide you with a reasonable estimate of what your rental income is expected to be for a particular apartment, villa or chalet that you are interested in and also simulate the expected costs. This will give you a clear overview and help you decide if it works for you financially or not.
Mortgage & Cash-flow simulations
As mortgage brokers we are also able to provide you with personalised mortgage simulations for each property, which when combined with the rental simulations and the running costs will allow you to see a full cash-flow analysis of your potential property investment. This aspect is key, as often agents are unable to provide good financial estimates that include all these parameters since they don’t have either the rental management experience or the mortgage broking experience to be able to provide meaningful estimates. Our experience across these various property related services allow us to do this and provide you with that extra peace of mind and the tools to make the right decision.
Legal & Tax advice
While we are not tax advisors or notaires we provide articles on our website in English and French that help summarise and clarify the various tax and legal aspects of your property purchase. Having this information to hand will help you understand how they may affect your property purchase and also show you where you can actually make tax savings. This can be either through the way the purchase contract is structured (buying through a French company or signing a Tontine clause for example) or through the rental and tax system you adhere to (VAT rebates and amortization write offs against income tax for example). We will also propose and coordinate the accountant and notaire (if you wish) to deal with setting your property purchase up in the most tax efficient way (with the help of their advice).
Back office A to Z assistance
The process of buying a property in France can seem quite complicated if you haven’t done it before and even if you have it can take up rather a lot of time dealing with the associated administration and trying to coordinate the various parties involved. Avecoeur will deal with all aspects of the purchase for you and indeed afterwards if you also choose to rent the property through us. Our aim is make the purchase of your property as easy and straight forward as possible.