Most people who buy through us require or prefer to take a French mortgage to finance part of their property purchase. Rates at the moment can be fixed around 2% for 20 years on a capital repayment basis. These are the best rates since WW2 and mean that even on a very conservative estimate of rental income you are virtually guaranteed to at least cover the interest payments from your rental income and should make a significant profit on the difference. France is one of the few countries in the world that offer fixed mortgage rates over such a long period.
As such most purchasers choose this option for their security which is one of the many reasons France has one of the most stable property markets in the world. Avecoeur has partnerships with all the major banks in France and some smaller ones and are therefore able to find the best mortgage to suit the purchaser’s personal financial situation and requirements. Our bilingual staff also ensures that communication is easy and quick which is not always evident if trying to secure your finance directly with French banks or via French only speaking mortgage brokers in France. Below are a few of the mortgage products available: